How much does Payup cost?

The processing costs for Payup payments depend on where your bank account is located:

1. Businesses with Stripe accounts linked to banks in the EEA (except Norway)

A per-transaction fee of 20p or €0.25 or 1.8kr, plus:

- if your bank account is in the UK, 0.3% for domestic debit cards and 1.4% for all other cards issued in the EEA (including domestic credit cards)

- if your bank account is elsewhere in the EEA, 1.4% for all cards issued in the EEA (including domestic cards)

- 2.9% for international (non-EEA) cards

- American Express cards not accepted

There are no additional interchange or gateway fees (such as SagePay costs), and Pitchup.com itself does not charge extra for Payup.

Payup should be cheaper than your existing payment service. A common misconception is that payment costs consist solely of the "acquirer fee", the amount paid to the company receiving the payment on behalf of the site owner (e.g. Streamline/Global Payments/Barclaycard). However, there are two other types of payment cost. The "interchange" fee can be as much again, and - for online payments - a third fee (the "gateway cost"/"payment service provider cost") is also payable, normally 5-10p per transaction.

Many site owners will be comparing Payup to telephone-based card payments. However the acquirer and interchange fees for payments over the telephone, known as "MOTO" payments, can be even higher.

If you enjoy cheaper interchange rates by using 3D Secure, please note that many merchants report that 3D Secure causes conversion rates to fall by more than the saving in interchange rate.

2. Businesses with Stripe accounts linked to banks in the USA

3. Businesses with Stripe accounts linked to banks in other countries

Please visit www.stripe.com/pricing/ to view pricing.

Note: if a booking is for immediate payment, only one transaction will occur with the name of your site as the payee. In this scenario, you will bear the full transaction fee.